The median home in Locust, North Carolina is valued at $379,189, up 0.6% year over year. Locust is part of the Albemarle, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Albemarle, NC stress score, crash risk, and 12-month forecast →

Home Value$379,189

+0.6%

AFFORDABILITY

Enter your income for Locust.

Income (annual)

Down Payment

$75,838 on $379,189

Out of reach — 37.3% of income

Need $99,986/yr to afford.

PITI$2,333

P/I37.3%

Afford$284K

Gap-$95K

P&I $1,917Tax $265Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Locust with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Albemarle, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albemarle, NC metro.

View Albemarle, NC metro →

LOCUST, NC