City

LOCUST, NC

Albemarle, NC

Median home value: $379K (+0.6% YoY). Part of Albemarle, NC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Albemarle, NC metro page.

Home Value$379,189
+0.6%
AFFORDABILITY

Enter your income for Locust.

$75,838 on $379,189
Stretch — 35.7% of income

Above 28% but manageable with cuts.

PITI$2,234
P/I35.7%
Afford$297K
Gap-$82K
P&I $1,819Tax $265Ins $150
6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Locust Housing Market | CrashWatch