The median home in Matthews, North Carolina is valued at $491,119, up 1.3% year over year. Typical monthly rent is $1,765, producing a price-to-rent ratio of 23.2x — well above the national average of 18x. Matthews is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Charlotte-Concord-Gastonia, NC-SC stress score, crash risk, and 12-month forecast →

Home Value$491,119

+1.3%

Rent$1,765/mo

AFFORDABILITY

Enter your income for Matthews.

Income (annual)

Down Payment

$98,224 on $491,119

Out of reach — 47.6% of income

Need $127,586/yr to afford.

PITI$2,977

P/I47.6%

Afford$289K

Gap-$202K

P&I $2,483Tax $344Ins $150

Renting $1,212/mo cheaper ($1,765 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Matthews with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro →

MATTHEWS, NC