Median home value: $491K (+1.3% YoY). Rent: $1,765/mo. Price-to-rent: 23.2x. Part of Charlotte-Concord-Gastonia, NC-SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.
Home Value$491,119
+1.3%
Rent$1,765/mo
AFFORDABILITYRenting $1,084/mo cheaper ($1,765 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Matthews.
$98,224 on $491,119
Out of reach — 45.6% of income
Need $122,100/yr to afford.
PITI$2,849
P/I45.6%
Afford$302K
Gap-$189K
P&I $2,356Tax $344Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing