The median home in Montreat, North Carolina is valued at $587,418, down 3.5% year over year. Montreat is part of the Asheville, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$587,418

-3.5%

Prices falling — better for buyers.

Affordability

Enter your income for Montreat.

Income (annual)

Down Payment

$117,484 on $587,418

Example: $75,000 household income. Change it above to see your own.

Out of reach56.5% of income

Need $151,329/yr to afford.

PITI$3,531

P/I56.5%

Afford$291K

Gap-$296K

P&I $2,970Tax $411Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Montreat with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Asheville, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Asheville, NC metro.

View Asheville, NC metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Montreat, NC