The median home in Montreat, North Carolina is valued at $587,418, down 3.5% year over year. Montreat is part of the Asheville, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Asheville, NC stress score, crash risk, and 12-month forecast →

Home Value$587,418

-3.5%

AFFORDABILITY

Enter your income for Montreat.

Income (annual)

Down Payment

$117,484 on $587,418

Out of reach — 56.5% of income

Need $151,329/yr to afford.

PITI$3,531

P/I56.5%

Afford$291K

Gap-$296K

P&I $2,970Tax $411Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Montreat with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Asheville, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Asheville, NC metro.

View Asheville, NC metro →

MONTREAT, NC