The median home in Morehead City, North Carolina is valued at $399,312, down 0.4% year over year. Typical monthly rent is $1,640, producing a price-to-rent ratio of 20.3x — well above the national average of 18x. Morehead City is part of the Morehead City, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$399,312

-0.4%

Rent$1,640/mo

Prices falling — better for buyers.

Affordability

Enter your income for Morehead City.

Income (annual)

Down Payment

$79,862 on $399,312

Example: $75,000 household income. Change it above to see your own.

Out of reach39.2% of income

Need $104,957/yr to afford.

PITI$2,449

P/I39.2%

Afford$285K

Gap-$114K

P&I $2,019Tax $280Ins $150

Renting $809/mo cheaper ($1,640 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Morehead City with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Morehead City, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Morehead City, NC metro.

View Morehead City, NC metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.