The median home in Morganton, North Carolina is valued at $249,920, up 0.0% year over year. Typical monthly rent is $1,162, producing a price-to-rent ratio of 17.9x — near the national average of 18x. Morganton is part of the Hickory-Lenoir-Morganton, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$249,920

+0.0%

Rent$1,162/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Morganton.

Income (annual)

Down Payment

$49,984 on $249,920

Example: $75,000 household income. Change it above to see your own.

Affordable25.4% of income

Under the 28% guideline.

PITI$1,589

P/I25.4%

Afford$275K

Room+$25K

P&I $1,264Tax $175Ins $150

Renting $427/mo cheaper ($1,162 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Morganton with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Hickory-Lenoir-Morganton, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hickory-Lenoir-Morganton, NC metro.

View Hickory-Lenoir-Morganton, NC metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.