Median home value: $354K (+1.0% YoY). Rent: $1,794/mo. Price-to-rent: 16.5x. Part of Charlotte-Concord-Gastonia, NC-SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.
Home Value$354,431
+1.0%
Rent$1,794/mo
AFFORDABILITYRenting $304/mo cheaper ($1,794 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Mount Holly.
$70,886 on $354,431
Stretch — 33.6% of income
Above 28% but manageable with cuts.
PITI$2,098
P/I33.6%
Afford$296K
Gap-$59K
P&I $1,700Tax $248Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing