City

MURPHY, NC

Median home value: $271K (-1.5% YoY). Rent: $1,600/mo. Price-to-rent: 14.1x.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$271,048
-1.5%
Rent$1,600/mo
AFFORDABILITY

Enter your income for Murphy.

$54,210 on $271,048
Affordable — 26.2% of income

Under the 28% guideline.

PITI$1,640
P/I26.2%
Afford$289K
Room+$18K
P&I $1,300Tax $190Ins $150
Renting $40/mo cheaper ($1,600 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Murphy Housing Market | CrashWatch