Median home value: $80K (+0.6% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$79,554
+0.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Oak City.
$15,911 on $79,554
Affordable — 9.4% of income
Under the 28% guideline.
PITI$587
P/I9.4%
Afford$237K
Room+$158K
P&I $382Tax $56Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing