City

OAK CITY, NC

The median home in Oak City, North Carolina is valued at $79,554, up 0.6% year over year.

Home Value$79,554
+0.6%
AFFORDABILITY

Enter your income for Oak City.

$15,911 on $79,554
Affordable — 9.7% of income

Under the 28% guideline.

PITI$608
P/I9.7%
Afford$229K
Room+$149K
P&I $402Tax $56Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina

Compare Oak City with other housing markets across North Carolina.