The median home in Oak Island, North Carolina is valued at $548,801, down 0.1% year over year. Oak Island is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$548,801

-0.1%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$109,760 on $548,801

Example: $75,000 household income. Change it above to see your own.

Out of reach52.9% of income

Need $141,814/yr to afford.

PITI$3,309

P/I52.9%

Afford$290K

Gap-$259K

P&I $2,775Tax $384Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Oak Island with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Myrtle Beach-Conway-North Myrtle Beach, SC-NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro.

View Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro

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Oak Island, NC