Median home value: $320K (+3.3% YoY). Part of Albemarle, NC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albemarle, NC metro page.
Home Value$319,807
+3.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Oakboro.
$63,961 on $319,807
Stretch — 30.5% of income
Above 28% but manageable with cuts.
PITI$1,908
P/I30.5%
Afford$293K
Gap-$26K
P&I $1,534Tax $224Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing