The median home in Ocean Isle Beach, North Carolina is valued at $521,882, up 2.1% year over year. Ocean Isle Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$521,882

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Ocean Isle Beach.

Income (annual)

Down Payment

$104,376 on $521,882

Example: $75,000 household income. Change it above to see your own.

Out of reach50.5% of income

Need $135,171/yr to afford.

PITI$3,154

P/I50.5%

Afford$290K

Gap-$232K

P&I $2,639Tax $365Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Ocean Isle Beach with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Myrtle Beach-Conway-North Myrtle Beach, SC-NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro.

View Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro

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Ocean Isle Beach, NC