The median home in Oxford, North Carolina is valued at $244,889, down 0.3% year over year. Oxford is part of the Durham-Chapel Hill, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$244,889

-0.3%

Prices falling — better for buyers.

Affordability

Enter your income for Oxford.

Income (annual)

Down Payment

$48,978 on $244,889

Example: $75,000 household income. Change it above to see your own.

Affordable25% of income

Under the 28% guideline.

PITI$1,560

P/I25%

Afford$275K

Room+$30K

P&I $1,238Tax $171Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Oxford with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Durham-Chapel Hill, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Durham-Chapel Hill, NC metro.

View Durham-Chapel Hill, NC metro

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Oxford, NC