City

POLKTON, NC

Charlotte-Concord-Gastonia, NC-SC

Median home value: $177K (-5.3% YoY). Part of Charlotte-Concord-Gastonia, NC-SC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.

Home Value$177,424
-5.3%
AFFORDABILITY

Enter your income for Polkton.

$35,485 on $177,424
Affordable — 18% of income

Under the 28% guideline.

PITI$1,125
P/I18%
Afford$276K
Room+$99K
P&I $851Tax $124Ins $150
6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Polkton Housing Market | CrashWatch