City

POLKVILLE, NC

Shelby, NC

Median home value: $155K (-10.4% YoY). Part of Shelby, NC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Shelby, NC metro page.

Home Value$155,356
-10.4%
AFFORDABILITY

Enter your income for Polkville.

$31,071 on $155,356
Affordable — 16.1% of income

Under the 28% guideline.

PITI$1,004
P/I16.1%
Afford$271K
Room+$115K
P&I $745Tax $109Ins $150
6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Polkville Housing Market | CrashWatch