The median home in Raleigh, North Carolina is valued at $424,924, down 2.8% year over year. Typical monthly rent is $1,574, producing a price-to-rent ratio of 22.5x — well above the national average of 18x. Raleigh is part of the Raleigh-Cary, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Raleigh-Cary, NC stress score, crash risk, and 12-month forecast →
Home Value$424,924
-2.8%
Rent$1,574/mo
AFFORDABILITYRenting $1,022/mo cheaper ($1,574 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Raleigh.
$84,985 on $424,924
Out of reach — 41.5% of income
Need $111,257/yr to afford.
PITI$2,596
P/I41.5%
Afford$286K
Gap-$138K
P&I $2,149Tax $297Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina
Compare Raleigh with other housing markets across North Carolina.
Full Raleigh-Cary, NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Raleigh-Cary, NC metro.
View Raleigh-Cary, NC metro →