The median home in Richlands, North Carolina is valued at $269,002, up 4.3% year over year. Typical monthly rent is $1,689, producing a price-to-rent ratio of 13.3x — below the national average of 18x. Richlands is part of the Jacksonville, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$269,002

+4.3%

Rent$1,689/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Richlands.

Income (annual)

Down Payment

$53,800 on $269,002

Example: $75,000 household income. Change it above to see your own.

Affordable27.2% of income

Under the 28% guideline.

PITI$1,699

P/I27.2%

Afford$277K

Room+$8K

P&I $1,360Tax $188Ins $150

Renting $10/mo cheaper ($1,689 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Richlands with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Jacksonville, NC analysis

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Richlands, NC