The median home in Rocky Mount, North Carolina is valued at $181,533, down 1.6% year over year. Typical monthly rent is $1,209, producing a price-to-rent ratio of 12.5x — below the national average of 18x. Rocky Mount is part of the Rocky Mount, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$181,533

-1.6%

Rent$1,209/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$36,307 on $181,533

Example: $75,000 household income. Change it above to see your own.

Affordable19.1% of income

Under the 28% guideline.

PITI$1,195

P/I19.1%

Afford$266K

Room+$84K

P&I $918Tax $127Ins $150

Buying $14/mo cheaper ($1,209 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Rocky Mount with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Rocky Mount, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rocky Mount, NC metro.

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