The median home in Saratoga, North Carolina is valued at $154,259, up 9.1% year over year. Saratoga is part of the Wilson, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Wilson, NC stress score, crash risk, and 12-month forecast →

Home Value$154,259

+9.1%

AFFORDABILITY

Enter your income for Saratoga.

Income (annual)

Down Payment

$30,852 on $154,259

Affordable — 16.6% of income

Under the 28% guideline.

PITI$1,038

P/I16.6%

Afford$260K

Room+$106K

P&I $780Tax $108Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Saratoga with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Wilson, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wilson, NC metro.

View Wilson, NC metro →

SARATOGA, NC