The median home in Saratoga, North Carolina is valued at $154,259, up 9.1% year over year. Saratoga is part of the Wilson, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$154,259

+9.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Saratoga.

Income (annual)

Down Payment

$30,852 on $154,259

Example: $75,000 household income. Change it above to see your own.

Affordable16.6% of income

Under the 28% guideline.

PITI$1,038

P/I16.6%

Afford$260K

Room+$106K

P&I $780Tax $108Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Saratoga with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Wilson, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wilson, NC metro.

View Wilson, NC metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Saratoga, NC