Median home value: $202K (-4.7% YoY). Rent: $1,178/mo. Price-to-rent: 14.3x. Part of Shelby, NC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Shelby, NC metro page.

Home Value$201,615

-4.7%

Rent$1,178/mo

AFFORDABILITY

Enter your income for Shelby.

Income (annual)

Down Payment

$40,323 on $201,615

Affordable — 20.1% of income

Under the 28% guideline.

PITI$1,258

P/I20.1%

Afford$280K

Room+$79K

P&I $967Tax $141Ins $150

Renting $80/mo cheaper ($1,178 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.

SHELBY, NC