The median home in Smithfield, North Carolina is valued at $287,850, down 1.9% year over year. Typical monthly rent is $1,585, producing a price-to-rent ratio of 15.1x — near the national average of 18x. Smithfield is part of the Raleigh-Cary, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Raleigh-Cary, NC stress score, crash risk, and 12-month forecast →
Home Value$287,850
-1.9%
Rent$1,585/mo
AFFORDABILITYRenting $222/mo cheaper ($1,585 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Smithfield.
$57,570 on $287,850
Stretch — 28.9% of income
Above 28% but manageable with cuts.
PITI$1,807
P/I28.9%
Afford$279K
Gap-$9K
P&I $1,456Tax $201Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina
Compare Smithfield with other housing markets across North Carolina.
Full Raleigh-Cary, NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Raleigh-Cary, NC metro.
View Raleigh-Cary, NC metro →