The median home in Southern Pines, North Carolina is valued at $446,933, up 1.0% year over year. Typical monthly rent is $1,796, producing a price-to-rent ratio of 20.7x — well above the national average of 18x. Southern Pines is part of the Pinehurst-Southern Pines, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Pinehurst-Southern Pines, NC stress score, crash risk, and 12-month forecast →
Home Value$446,933
+1.0%
Rent$1,796/mo
AFFORDABILITYRenting $927/mo cheaper ($1,796 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Southern Pines.
$89,387 on $446,933
Out of reach — 43.6% of income
Need $116,700/yr to afford.
PITI$2,723
P/I43.6%
Afford$287K
Gap-$160K
P&I $2,260Tax $313Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina
Compare Southern Pines with other housing markets across North Carolina.
Full Pinehurst-Southern Pines, NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pinehurst-Southern Pines, NC metro.
View Pinehurst-Southern Pines, NC metro →