The median home in Spruce Pine, North Carolina is valued at $238,550, down 2.7% year over year.
Home Value$238,550
-2.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Spruce Pine.
$47,710 on $238,550
Affordable — 24.4% of income
Under the 28% guideline.
PITI$1,523
P/I24.4%
Afford$274K
Room+$36K
P&I $1,206Tax $167Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina
Compare Spruce Pine with other housing markets across North Carolina.