The median home in Spruce Pine, North Carolina is valued at $238,550, down 2.7% year over year.

Home Value$238,550

-2.7%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$47,710 on $238,550

Example: $75,000 household income. Change it above to see your own.

Affordable24.4% of income

Under the 28% guideline.

PITI$1,523

P/I24.4%

Afford$274K

Room+$36K

P&I $1,206Tax $167Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Other cities in North Carolina

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Spruce Pine, NC