Median home value: $239K (-2.7% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$238,550
-2.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Spruce Pine.
$47,710 on $238,550
Affordable — 23.4% of income
Under the 28% guideline.
PITI$1,461
P/I23.4%
Afford$286K
Room+$47K
P&I $1,144Tax $167Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing