The median home in Stony Point, North Carolina is valued at $260,226, up 3.6% year over year. Stony Point is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$260,226

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Stony Point.

Income (annual)

Down Payment

$52,045 on $260,226

Example: $75,000 household income. Change it above to see your own.

Affordable26.4% of income

Under the 28% guideline.

PITI$1,648

P/I26.4%

Afford$276K

Room+$16K

P&I $1,316Tax $182Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Stony Point with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Stony Point, NC