City

STONY POINT, NC

Charlotte-Concord-Gastonia, NC-SC

Median home value: $260K (+3.6% YoY). Part of Charlotte-Concord-Gastonia, NC-SC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.

Home Value$260,226
+3.6%
AFFORDABILITY

Enter your income for Stony Point.

$52,045 on $260,226
Affordable — 25.3% of income

Under the 28% guideline.

PITI$1,580
P/I25.3%
Afford$288K
Room+$28K
P&I $1,248Tax $182Ins $150
6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Stony Point Housing Market | CrashWatch