Median home value: $613K (-0.3% YoY). Rent: $1,781/mo. Price-to-rent: 28.7x. Part of Wilmington, NC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Wilmington, NC metro page.
Home Value$612,785
-0.3%
Rent$1,781/mo
AFFORDABILITYRenting $1,737/mo cheaper ($1,781 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Surf City.
$122,557 on $612,785
Out of reach — 56.3% of income
Need $150,771/yr to afford.
PITI$3,518
P/I56.3%
Afford$305K
Gap-$308K
P&I $2,939Tax $429Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing