The median home in Swansboro, North Carolina is valued at $347,618, up 3.3% year over year. Swansboro is part of the Jacksonville, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$347,618

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Swansboro.

Income (annual)

Down Payment

$69,524 on $347,618

Example: $75,000 household income. Change it above to see your own.

Stretch34.4% of income

Above 28% but manageable with cuts.

PITI$2,151

P/I34.4%

Afford$283K

Gap-$65K

P&I $1,758Tax $243Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Swansboro with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Jacksonville, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jacksonville, NC metro.

View Jacksonville, NC metro

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Swansboro, NC