City

TROY, NC

Median home value: $185K (+2.6% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$184,749
+2.6%
AFFORDABILITY

Enter your income for Troy.

$36,950 on $184,749
Affordable — 18.6% of income

Under the 28% guideline.

PITI$1,165
P/I18.6%
Afford$278K
Room+$93K
P&I $886Tax $129Ins $150
6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing