The median home in Valdese, North Carolina is valued at $240,719, up 1.9% year over year. Valdese is part of the Hickory-Lenoir-Morganton, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$240,719

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Valdese.

Income (annual)

Down Payment

$48,144 on $240,719

Example: $75,000 household income. Change it above to see your own.

Affordable24.6% of income

Under the 28% guideline.

PITI$1,536

P/I24.6%

Afford$274K

Room+$34K

P&I $1,217Tax $169Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Valdese with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Hickory-Lenoir-Morganton, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hickory-Lenoir-Morganton, NC metro.

View Hickory-Lenoir-Morganton, NC metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Valdese, NC