The median home in Valdese, North Carolina is valued at $240,719, up 1.9% year over year. Valdese is part of the Hickory-Lenoir-Morganton, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Hickory-Lenoir-Morganton, NC stress score, crash risk, and 12-month forecast →
Home Value$240,719
+1.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Valdese.
$48,144 on $240,719
Affordable — 24.6% of income
Under the 28% guideline.
PITI$1,536
P/I24.6%
Afford$274K
Room+$34K
P&I $1,217Tax $169Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina
Compare Valdese with other housing markets across North Carolina.
Full Hickory-Lenoir-Morganton, NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hickory-Lenoir-Morganton, NC metro.
View Hickory-Lenoir-Morganton, NC metro →