The median home in Bismarck, North Dakota is valued at $358,713, up 5.3% year over year. Typical monthly rent is $1,349, producing a price-to-rent ratio of 22.2x — well above the national average of 18x. Bismarck is part of the Bismarck, ND metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$358,713

+5.3%

Rent$1,349/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Bismarck.

Income (annual)

Down Payment

$71,743 on $358,713

Example: $75,000 household income. Change it above to see your own.

Out of reach36.1% of income

Need $96,729/yr to afford.

PITI$2,257

P/I36.1%

Afford$278K

Gap-$81K

P&I $1,814Tax $293Ins $150

Renting $908/mo cheaper ($1,349 rent)6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Bismarck with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

Full Bismarck, ND analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bismarck, ND metro.

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