The median home in Harwood, North Dakota is valued at $380,922, up 7.2% year over year. Harwood is part of the Fargo, ND-MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$380,922

+7.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$76,184 on $380,922

Example: $75,000 household income. Change it above to see your own.

Out of reach38.2% of income

Need $102,300/yr to afford.

PITI$2,387

P/I38.2%

Afford$279K

Gap-$102K

P&I $1,926Tax $311Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Harwood with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Menoken$376K Watford City$367K

Full Fargo, ND-MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fargo, ND-MN metro.

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Harwood, ND