The median home in Watford City, North Dakota is valued at $367,221, up 8.1% year over year. Typical monthly rent is $1,210, producing a price-to-rent ratio of 25.3x — well above the national average of 18x.

Home Value$367,221

+8.1%

Rent$1,210/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Watford City.

Income (annual)

Down Payment

$73,444 on $367,221

Example: $75,000 household income. Change it above to see your own.

Out of reach36.9% of income

Need $98,871/yr to afford.

PITI$2,307

P/I36.9%

Afford$279K

Gap-$89K

P&I $1,857Tax $300Ins $150

Renting $1,097/mo cheaper ($1,210 rent)6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Watford City with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

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Watford City, ND