The median home in Watford City, North Dakota is valued at $367,221, up 8.1% year over year. Typical monthly rent is $1,210, producing a price-to-rent ratio of 25.3x — well above the national average of 18x.
Home Value$367,221
+8.1%
Rent$1,210/mo
AFFORDABILITYRenting $1,097/mo cheaper ($1,210 rent)6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.
Enter your income for Watford City.
$73,444 on $367,221
Out of reach — 36.9% of income
Need $98,871/yr to afford.
PITI$2,307
P/I36.9%
Afford$279K
Gap-$89K
P&I $1,857Tax $300Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Dakota
Compare Watford City with other housing markets across North Dakota.