The median home in Horace, North Dakota is valued at $389,572, up 3.0% year over year. Horace is part of the Fargo, ND-MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$389,572

+3.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$77,914 on $389,572

Example: $75,000 household income. Change it above to see your own.

Out of reach39% of income

Need $104,486/yr to afford.

PITI$2,438

P/I39%

Afford$280K

Gap-$110K

P&I $1,970Tax $318Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Horace with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Colfax$385K Harwood$381K Menoken$376K Watford City$367K

Full Fargo, ND-MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fargo, ND-MN metro.

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Horace, ND