The median home in Fargo, North Dakota is valued at $309,018, up 4.2% year over year. Typical monthly rent is $1,093, producing a price-to-rent ratio of 23.6x — well above the national average of 18x. Fargo is part of the Fargo, ND-MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$309,018

+4.2%

Rent$1,093/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Fargo.

Income (annual)

Down Payment

$61,804 on $309,018

Example: $75,000 household income. Change it above to see your own.

Stretch31.4% of income

Above 28% but manageable with cuts.

PITI$1,965

P/I31.4%

Afford$275K

Gap-$34K

P&I $1,563Tax $252Ins $150

Renting $872/mo cheaper ($1,093 rent)6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Fargo with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

Full Fargo, ND-MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fargo, ND-MN metro.

View Fargo, ND-MN metro

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