Median home value: $324K (+9.6% YoY). Part of Fargo, ND-MN.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Fargo, ND-MN metro page.

Home Value$323,815

+9.6%

AFFORDABILITY

Enter your income for Gardner.

Income (annual)

Down Payment

$64,763 on $323,815

Stretch — 31.5% of income

Above 28% but manageable with cuts.

PITI$1,968

P/I31.5%

Afford$288K

Gap-$36K

P&I $1,553Tax $264Ins $150

6.00% 30yr, 20% down, county tax + ND ins. 28% per HUD.

GARDNER, ND