The median home in Grand Forks, North Dakota is valued at $281,709, up 7.2% year over year. Typical monthly rent is $1,207, producing a price-to-rent ratio of 19.4x — near the national average of 18x. Grand Forks is part of the Grand Forks, ND-MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$281,709
+7.2%
Rent$1,207/mo
AFFORDABILITYRenting $598/mo cheaper ($1,207 rent)6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.
Enter your income for Grand Forks.
$56,342 on $281,709
Stretch — 28.9% of income
Above 28% but manageable with cuts.
PITI$1,805
P/I28.9%
Afford$273K
Gap-$9K
P&I $1,424Tax $230Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Dakota
Compare Grand Forks with other housing markets across North Dakota.
Full Grand Forks, ND-MN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Grand Forks, ND-MN metro.
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