The median home in Grand Forks, North Dakota is valued at $281,709, up 7.2% year over year. Typical monthly rent is $1,207, producing a price-to-rent ratio of 19.4x — near the national average of 18x. Grand Forks is part of the Grand Forks, ND-MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$281,709

+7.2%

Rent$1,207/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Grand Forks.

Income (annual)

Down Payment

$56,342 on $281,709

Example: $75,000 household income. Change it above to see your own.

Stretch28.9% of income

Above 28% but manageable with cuts.

PITI$1,805

P/I28.9%

Afford$273K

Gap-$9K

P&I $1,424Tax $230Ins $150

Renting $598/mo cheaper ($1,207 rent)6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Grand Forks with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

Full Grand Forks, ND-MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Grand Forks, ND-MN metro.

View Grand Forks, ND-MN metro

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