City

LINCOLN, ND

Bismarck, ND

Median home value: $301K (+2.9% YoY). Part of Bismarck, ND.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Bismarck, ND metro page.

Home Value$300,552
+2.9%
AFFORDABILITY

Enter your income for Lincoln.

$60,110 on $300,552
Stretch — 29.4% of income

Above 28% but manageable with cuts.

PITI$1,837
P/I29.4%
Afford$286K
Gap-$14K
P&I $1,442Tax $245Ins $150
6.00% 30yr, 20% down, county tax + ND ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Lincoln Housing Market | CrashWatch