The median home in Lincoln, North Dakota is valued at $300,552, up 2.9% year over year. Lincoln is part of the Bismarck, ND metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$300,552

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Lincoln.

Income (annual)

Down Payment

$60,110 on $300,552

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,915

P/I30.6%

Afford$275K

Gap-$26K

P&I $1,520Tax $245Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Lincoln with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

Full Bismarck, ND analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bismarck, ND metro.

View Bismarck, ND metro

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Lincoln, ND