The median home in Minot, North Dakota is valued at $266,840, up 2.6% year over year. Typical monthly rent is $1,015, producing a price-to-rent ratio of 21.9x — well above the national average of 18x. Minot is part of the Minot, ND metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$266,840

+2.6%

Rent$1,015/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Minot.

Income (annual)

Down Payment

$53,368 on $266,840

Example: $75,000 household income. Change it above to see your own.

Affordable27.5% of income

Under the 28% guideline.

PITI$1,717

P/I27.5%

Afford$272K

Room+$5K

P&I $1,349Tax $218Ins $150

Renting $702/mo cheaper ($1,015 rent)6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Minot with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

Full Minot, ND analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minot, ND metro.

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