City

SPIRITWOOD LAKE, ND

Jamestown, ND

Median home value: $338K (+13.4% YoY). Part of Jamestown, ND.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Jamestown, ND metro page.

Home Value$337,748
+13.4%
AFFORDABILITY

Enter your income for Spiritwood Lake.

$67,550 on $337,748
Stretch — 32.7% of income

Above 28% but manageable with cuts.

PITI$2,046
P/I32.7%
Afford$289K
Gap-$49K
P&I $1,620Tax $276Ins $150
6.00% 30yr, 20% down, county tax + ND ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Spiritwood Lake Housing Market | CrashWatch