The median home in Spiritwood Lake, North Dakota is valued at $337,748, up 13.4% year over year. Spiritwood Lake is part of the Jamestown, ND metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Jamestown, ND stress score, crash risk, and 12-month forecast →
Home Value$337,748
+13.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.
Enter your income for Spiritwood Lake.
$67,550 on $337,748
Stretch — 34.1% of income
Above 28% but manageable with cuts.
PITI$2,134
P/I34.1%
Afford$277K
Gap-$61K
P&I $1,708Tax $276Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Dakota
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Full Jamestown, ND analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jamestown, ND metro.
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