The median home in Spiritwood Lake, North Dakota is valued at $337,748, up 13.4% year over year. Spiritwood Lake is part of the Jamestown, ND metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$337,748

+13.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Spiritwood Lake.

Income (annual)

Down Payment

$67,550 on $337,748

Example: $75,000 household income. Change it above to see your own.

Stretch34.1% of income

Above 28% but manageable with cuts.

PITI$2,134

P/I34.1%

Afford$277K

Gap-$61K

P&I $1,708Tax $276Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Spiritwood Lake with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

Full Jamestown, ND analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jamestown, ND metro.

View Jamestown, ND metro

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Spiritwood Lake, ND