The median home in Surrey, North Dakota is valued at $322,352, up 0.1% year over year. Surrey is part of the Minot, ND metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$322,352

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Surrey.

Income (annual)

Down Payment

$64,470 on $322,352

Example: $75,000 household income. Change it above to see your own.

Stretch32.7% of income

Above 28% but manageable with cuts.

PITI$2,043

P/I32.7%

Afford$276K

Gap-$46K

P&I $1,630Tax $263Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Surrey with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

Full Minot, ND analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minot, ND metro.

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Surrey, ND