The median home in Velva, North Dakota is valued at $207,344, up 2.3% year over year. Velva is part of the Minot, ND metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$207,344

+2.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$41,469 on $207,344

Example: $75,000 household income. Change it above to see your own.

Affordable21.9% of income

Under the 28% guideline.

PITI$1,368

P/I21.9%

Afford$265K

Room+$58K

P&I $1,048Tax $169Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Dakota

Compare Velva with other housing markets across North Dakota.

Reiles Acres$559K Baldwin$470K Argusville$415K Kindred$392K Horace$390K Colfax$385K Harwood$381K Menoken$376K

Full Minot, ND analysis

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Velva, ND