The median home in Elko, Nevada is valued at $350,172, up 2.0% year over year. Typical monthly rent is $1,523, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Elko is part of the Elko, NV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$350,172
+2.0%
Rent$1,523/mo
AFFORDABILITYRenting $502/mo cheaper ($1,523 rent)6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.
Enter your income for Elko.
$70,034 on $350,172
Stretch — 32.4% of income
Above 28% but manageable with cuts.
PITI$2,025
P/I32.4%
Afford$303K
Gap-$48K
P&I $1,771Tax $155Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Elko, NV analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elko, NV metro.
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