The median home in Gardnerville, Nevada is valued at $589,360, up 2.5% year over year. Typical monthly rent is $2,350, producing a price-to-rent ratio of 20.9x — well above the national average of 18x. Gardnerville is part of the Gardnerville Ranchos, NV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Gardnerville Ranchos, NV stress score, crash risk, and 12-month forecast →

Home Value$589,360

+2.5%

Rent$2,350/mo

AFFORDABILITY

Enter your income for Gardnerville.

Income (annual)

Down Payment

$117,872 on $589,360

Out of reach — 53.4% of income

Need $143,143/yr to afford.

PITI$3,340

P/I53.4%

Afford$309K

Gap-$281K

P&I $2,980Tax $260Ins $100

Renting $990/mo cheaper ($2,350 rent)6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nevada

Compare Gardnerville with other housing markets across Nevada.

Glenbrook$2749K Incline Village$1424K Zephyr Cove$1398K Genoa$1128K Verdi$797K Stateline$761K Minden$673K Smith$584K

Full Gardnerville Ranchos, NV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gardnerville Ranchos, NV metro.

View Gardnerville Ranchos, NV metro →

GARDNERVILLE, NV