The median home in Smith, Nevada is valued at $584,176, up 4.9% year over year. Smith is part of the Fernley, NV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$584,176

+4.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$116,835 on $584,176

Example: $75,000 household income. Change it above to see your own.

Out of reach53% of income

Need $141,943/yr to afford.

PITI$3,312

P/I53%

Afford$309K

Gap-$276K

P&I $2,954Tax $258Ins $100

6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nevada

Compare Smith with other housing markets across Nevada.

Glenbrook$2.75M Incline Village$1.42M Zephyr Cove$1.4M Genoa$1.13M Verdi$797K Stateline$761K Minden$673K Gardnerville$589K

Full Fernley, NV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fernley, NV metro.

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Smith, NV