The median home in Zephyr Cove, Nevada is valued at $1,398,252, up 8.4% year over year. Zephyr Cove is part of the Gardnerville Ranchos, NV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,398,252

+8.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Zephyr Cove.

Income (annual)

Down Payment

$279,650 on $1,398,252

Example: $75,000 household income. Change it above to see your own.

Out of reach124.6% of income

Need $333,771/yr to afford.

PITI$7,788

P/I124.6%

Afford$314K

Gap-$1.08M

P&I $7,070Tax $618Ins $100

6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nevada

Compare Zephyr Cove with other housing markets across Nevada.

Glenbrook$2.75M Incline Village$1.42M Genoa$1.13M Verdi$797K Stateline$761K Minden$673K Gardnerville$589K Smith$584K

Full Gardnerville Ranchos, NV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gardnerville Ranchos, NV metro.

View Gardnerville Ranchos, NV metro

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Zephyr Cove, NV