The median home in Fernley, Nevada is valued at $388,509, down 0.2% year over year. Typical monthly rent is $1,841, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Fernley is part of the Fallon, NV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$388,509

-0.2%

Rent$1,841/mo

Prices falling — better for buyers.

Affordability

Enter your income for Fernley.

Income (annual)

Down Payment

$77,702 on $388,509

Example: $75,000 household income. Change it above to see your own.

Stretch35.8% of income

Above 28% but manageable with cuts.

PITI$2,236

P/I35.8%

Afford$304K

Gap-$84K

P&I $1,965Tax $172Ins $100

Renting $395/mo cheaper ($1,841 rent)6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nevada

Compare Fernley with other housing markets across Nevada.

Glenbrook$2.75M Incline Village$1.42M Zephyr Cove$1.4M Genoa$1.13M Verdi$797K Stateline$761K Minden$673K Gardnerville$589K

Full Fallon, NV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fallon, NV metro.

View Fallon, NV metro

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Fernley, NV