The median home in Fernley, Nevada is valued at $388,509, down 0.2% year over year. Typical monthly rent is $1,841, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Fernley is part of the Fallon, NV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Fallon, NV stress score, crash risk, and 12-month forecast →
Home Value$388,509
-0.2%
Rent$1,841/mo
AFFORDABILITYRenting $395/mo cheaper ($1,841 rent)6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.
Enter your income for Fernley.
$77,702 on $388,509
Stretch — 35.8% of income
Above 28% but manageable with cuts.
PITI$2,236
P/I35.8%
Afford$304K
Gap-$84K
P&I $1,965Tax $172Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Nevada
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Full Fallon, NV analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fallon, NV metro.
View Fallon, NV metro →