The median home in Adams, New York is valued at $205,805, down 0.7% year over year. Adams is part of the Watertown-Fort Drum, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Watertown-Fort Drum, NY stress score, crash risk, and 12-month forecast →

Home Value$205,805

-0.7%

AFFORDABILITY

Enter your income for Adams.

Income (annual)

Down Payment

$41,161 on $205,805

Affordable — 23.8% of income

Under the 28% guideline.

PITI$1,486

P/I23.8%

Afford$242K

Room+$37K

P&I $1,041Tax $295Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Adams with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Watertown-Fort Drum, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Watertown-Fort Drum, NY metro.

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ADAMS, NY