Median home value: $310K (+3.6% YoY). Rent: $1,570/mo. Price-to-rent: 16.5x. Part of Albany-Schenectady-Troy, NY.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$309,941
+3.6%
Rent$1,570/mo
AFFORDABILITYRenting $511/mo cheaper ($1,570 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Albany.
$61,988 on $309,941
Stretch — 33.3% of income
Above 28% but manageable with cuts.
PITI$2,081
P/I33.3%
Afford$261K
Gap-$49K
P&I $1,487Tax $444Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing