The median home in Amsterdam, New York is valued at $226,389, up 0.4% year over year. Typical monthly rent is $1,240, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Amsterdam is part of the Amsterdam, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$226,389

+0.4%

Rent$1,240/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Amsterdam.

Income (annual)

Down Payment

$45,278 on $226,389

Example: $75,000 household income. Change it above to see your own.

Affordable25.9% of income

Under the 28% guideline.

PITI$1,619

P/I25.9%

Afford$245K

Room+$18K

P&I $1,145Tax $324Ins $150

Renting $379/mo cheaper ($1,240 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Amsterdam with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Amsterdam, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Amsterdam, NY metro.

View Amsterdam, NY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.