The median home in Amsterdam, New York is valued at $226,389, up 0.4% year over year. Typical monthly rent is $1,240, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Amsterdam is part of the Amsterdam, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$226,389
+0.4%
Rent$1,240/mo
AFFORDABILITYRenting $379/mo cheaper ($1,240 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Amsterdam.
$45,278 on $226,389
Affordable — 25.9% of income
Under the 28% guideline.
PITI$1,619
P/I25.9%
Afford$245K
Room+$18K
P&I $1,145Tax $324Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Amsterdam, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Amsterdam, NY metro.
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