The median home in Atlantic Beach, New York is valued at $1,424,681, up 6.1% year over year. Atlantic Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,424,681

+6.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Atlantic Beach.

Income (annual)

Down Payment

$284,936 on $1,424,681

Example: $75,000 household income. Change it above to see your own.

Out of reach150.3% of income

Need $402,686/yr to afford.

PITI$9,396

P/I150.3%

Afford$265K

Gap-$1.16M

P&I $7,204Tax $2,042Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Atlantic Beach with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

View New York-Newark-Jersey City, NY-NJ-PA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Atlantic Beach, NY