Median home value: $631K (+2.1% YoY). Rent: $2,765/mo. Price-to-rent: 19.0x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$631,140
+2.1%
Rent$2,765/mo
AFFORDABILITYRenting $1,317/mo cheaper ($2,765 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Bay Shore.
$126,228 on $631,140
Out of reach — 65.3% of income
Need $174,943/yr to afford.
PITI$4,082
P/I65.3%
Afford$271K
Gap-$361K
P&I $3,027Tax $905Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing