The median home in Binghamton, New York is valued at $175,928, up 3.3% year over year. Typical monthly rent is $1,375, producing a price-to-rent ratio of 10.7x — below the national average of 18x. Binghamton is part of the Binghamton, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$175,928
+3.3%
Rent$1,375/mo
AFFORDABILITYBuying $83/mo cheaper ($1,375 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Binghamton.
$35,186 on $175,928
Affordable — 20.7% of income
Under the 28% guideline.
PITI$1,292
P/I20.7%
Afford$238K
Room+$62K
P&I $890Tax $252Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Binghamton, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Binghamton, NY metro.
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