The median home in Binghamton, New York is valued at $175,928, up 3.3% year over year. Typical monthly rent is $1,375, producing a price-to-rent ratio of 10.7x — below the national average of 18x. Binghamton is part of the Binghamton, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$175,928

+3.3%

Rent$1,375/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Binghamton.

Income (annual)

Down Payment

$35,186 on $175,928

Example: $75,000 household income. Change it above to see your own.

Affordable20.7% of income

Under the 28% guideline.

PITI$1,292

P/I20.7%

Afford$238K

Room+$62K

P&I $890Tax $252Ins $150

Buying $83/mo cheaper ($1,375 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Binghamton with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Binghamton, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Binghamton, NY metro.

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