Median home value: $176K (+3.3% YoY). Rent: $1,375/mo. Price-to-rent: 10.7x. Part of Binghamton, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Binghamton, NY metro page.
Home Value$175,928
+3.3%
Rent$1,375/mo
AFFORDABILITYBuying $129/mo cheaper ($1,375 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Binghamton.
$35,186 on $175,928
Affordable — 19.9% of income
Under the 28% guideline.
PITI$1,246
P/I19.9%
Afford$247K
Room+$71K
P&I $844Tax $252Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing